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Baroda Insure
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If you are healthy and consider you will rarely use it and yet want a cheaper health insurance, go for a group mediclaim policy offered by banks.
My preference will be for the "Baroda Health" (Mediclaim Insurance Policy) offered Bank’s Account holders.
You will have to open a savings account and then go for the policy. U can make the premium payment by chq.
http://www.bankofbaroda.com/pfs/barodahealth.asp
Premium: http://www.bankofbaroda.com/download/BarodaHealthNewPremium01062016.pdf
The good thing with Baroda Health is that they cover for medicines and consumables like cotton, bandages etc. that even full-fledged insurance policies do not cover.
So the Baroda Health policy can work as an add-on to your existing health insurance policy. Also useful for those who are already covered by the employer and who fear of lack of insurance when resigning from the employment.
- Insurance